Are you expecting family from abroad, bringing over a foreign partner, or welcoming an international student to the Netherlands? Proper preparation is essential. With our comprehensive medical expenses insurance, your visitor is excellently protected against unexpected healthcare costs. This covers their entire stay in the Netherlands. This insurance meets the requirements for a Schengen visa application. Our insurance policies for foreign visitors can be customized with add-ons for emergency assistance, luggage, liability, and/or accidents.
Insurance for foreign visitors in the Netherlands
Foreign Visitor Insurances at a glance
Did you know? Facts about Foreign Visitor Insurance
A warm welcome
Flexible security
Full medical coverage
Beyond standard
Visa applications made easy
A warm welcome to the Netherlands
Whether it’s for a family visit, studies, an au pair placement or while awaiting a residence permit – a standard travel insurance from your home country often falls short for long-term stays. Our specialized Foreign Visitor Insurance provides optimal coverage for the specific risks associated with staying in the Netherlands and the Schengen Area. We offer highly competitive premiums for young travelers and students up to the age of 35.
Flexible security for international guests
Travel insurance from your country of origin often has significant limitations. Medical care in the Netherlands is expensive; costs for medication, emergency ER visits, or hospitalizations may exceed the limits of standard foreign insurance. This makes them unsuitable for visa applications or extended stays. Our Foreign Visitor Insurance covers continuous trips for up to one year, protecting you against high unexpected medical expenses.
Full medical coverage during your stay
Foreign nationals newly arriving in the Netherlands often do not yet qualify for the Dutch mandatory healthcare system ("basisverzekering"). Eligibility usually begins once you start working or receive a residence permit. For those moving to or working in the Netherlands, the HanseMerkur Foreign Visitor Insurance bridges the gap until you can enroll in Dutch statutory health insurance. It offers comprehensive coverage for medical costs for anyone not yet required to have Dutch public insurance. All unforeseen costs – including GP visits, hospital stays, emergency care, and prescriptions – are covered.
Beyond standard travel insurance
Standard travel insurance often excludes coverage if the purpose of the trip shifts from "tourism" to "residency" or "work." If you are coming to the Netherlands for an internship or as an au pair, your risk profile changes. With our Foreign Visitor Insurance or Young Visitor Insurance, you are medically insured. You can also opt for supplemental modules covering emergency assistance, baggage, liability, and accidents.
Visa applications made easy
Applying for a Schengen visa requires proof of compliant medical insurance. Local insurers abroad are often unfamiliar with the specific EU requirements. Our inbound travel insurance fully complies with all Schengen visa criteria, preventing issues at the embassy or border control. Should your visa application be denied, we will cancel the insurance free of charge.