Travel insurance for foreign guests

	Basic	Recommended Profi
Travel health insurance	Comprehensive coverage	Complete coverage
Additional package
Emergency assistance
Baggage insurance
Liability insurance
Accident insurance
Premium per day at age 59	€ 1.75 Health insurance € 0.60 Additional package Calculate premium	€ 2.69 Health insurance € 0.60 Additional package Calculate premium

Travel health insurance

What´s covered	Basic	Profi
Outpatient medical treatments
Outpatient medical treatments
Clinical medical treatments
Clinical medical treatments
Ambulance
Ambulance
Rehabilitation
Rehabilitation
Psychoanalytic or psychotherapeutic treatments, maximum per insurance year
Psychoanalytic or psychotherapeutic treatments, maximum per insurance year		€ 1.000
Sick visit, up to 10 hotel nights, maximum
Sick visit, up to 10 hotel nights, maximum		€ 1.000
Dental treatments
Dental treatments	€ 250	€ 750
Dental reimbursement due to accident
Dental reimbursement due to accident	€ 500	€ 2.000
Dental reimbursement by 50% of the recoverable invoice amount, in total for the contract term
Dental reimbursement by 50% of the recoverable invoice amount, in total for the contract term		€ 2.000
Medicines and dressings
Medicines and dressings	80 %
Medicines: Radiation, light and other physical therapies
Medicines: Radiation, light and other physical therapies
Medicines: Massages, packs, inhalations, physiotherapy
Medicines: Massages, packs, inhalations, physiotherapy
Resources: Aids due to accident
Resources: Aids due to accident
Assistive devices: Repairs of existing aids per insurance year
Assistive devices: Repairs of existing aids per insurance year		€ 500
Medical treatment related to the consequences of a miscarriage as well as the cost of abortion
Medical treatment related to the consequences of a miscarriage as well as the cost of abortion
Obstetric costs and costs of necessary medical treatment for premature births
Obstetric costs and costs of necessary medical treatment for premature births
Medical repatriation, transfer, burial
Medical repatriation, transfer, burial
Medical repatriation including transport costs for an accompanying person
Medical repatriation including transport costs for an accompanying person	€ 20.000
Transfer or burial abroad up to and including the amount of transfer costs
Transfer or burial abroad up to and including the amount of transfer costs	€ 20.000
Search, rescue and salvage costs
Search, rescue and salvage costs	€ 5.000	€ 5.000
Renewal of insurance cover
Renewal of insurance cover
Extension of insurance cover up to and including restoration of transportability
Extension of insurance cover up to and including restoration of transportability

Emergency assistance (Additional package)

What's covered
Own risk
Own risk	without
Repatriation costs to country of origin in case of illness of family members, per insurance year
Repatriation costs to country of origin in case of illness of family members, per insurance year	€ 1.000
In case of trip cancellation or delayed return (advance payment for additional costs)
In case of trip cancellation or delayed return (advance payment for additional costs)
Financial assistance (loan) for detention and imminent detention
Financial assistance (loan) for detention and imminent detention	€ 2.500
Financial assistance (loan) on bail
Financial assistance (loan) on bail	€ 15.000
Kidnapping (loan)
Kidnapping (loan)	€ 15.000
Dental treatments
Dental treatments	€ 500
Loss of means of payment while travelling (loan)
Loss of means of payment while travelling (loan)	€ 500
Credit and debit card loss support
Credit and debit card loss support
Assistance with lost travel documents
Assistance with lost travel documents
Assistance with rebooking/delays
Assistance with rebooking/delays
Cost of search, salvage or rescue operations
Cost of search, salvage or rescue operations	€ 5.000
Reimbursement of telephone expenses
Reimbursement of telephone expenses	€ 100
Costs for repatriation of luggage
Costs for repatriation of luggage
Travel call
Travel call

Baggage insurance (Additional package)

What's covered
General sum insured
General sum insured	€ 2.000
Own risk
Own risk	€ 50
Insured events:
Insured events:
Theft
Theft
loss of or damage to the travel baggage
loss of or damage to the travel baggage
Insured amounts:
Insured amounts:
Entertainment electronics and electronic devices (not used for professional purposes)
Entertainment electronics and electronic devices (not used for professional purposes)	€ 500
Mobile phones, smartphones
Mobile phones, smartphones	€ 400
Valuables, photographic and film equipment
Valuables, photographic and film equipment	€ 1.000
Money and traveller's cheques
Money and traveller's cheques	€ 250
Spectacles, contact lenses, hearing aids, musical instruments
Spectacles, contact lenses, hearing aids, musical instruments	€ 250
Golf and diving equipment, bicycles, each with accessories
Golf and diving equipment, bicycles, each with accessories	€ 1.000
Cost of necessary replacement purchases in case of delayed delivery of travel baggage
Cost of necessary replacement purchases in case of delayed delivery of travel baggage	€ 500

Liability insurance (Additional package)

What's covered
Bodily injury
Bodily injury	€ 2.500.000
Material damage
Material damage	€ 2.500.000
Rental property damage
Rental property damage	€ 25.000
Damage in the host household
Damage in the host household	€ 25.000
Liability claims due to work as an au pair
Liability claims due to work as an au pair	€ 2.500.000
Loss of key
Loss of key	€ 250
Financial disadvantages
Financial disadvantages	€ 10.000
Legal professional liability
Legal professional liability	€ 25.000
Insurance against bad debts
Insurance against bad debts	€ 10.000
Reimbursement of litigation costs
Reimbursement of litigation costs
Own risk
Own risk
In cases of rental object damage, a deductible of 20%, of at least 50 euros, shall be deducted from the calculated amount of damage. In cases of damage in the household of the host family, third-party professional liability and bad debt insurance, an excess of 10%, of at least 200 euros, will be deducted from the calculated amount of damage.
In cases of rental object damage, a deductible of 20%, of at least 50 euros, shall be deducted from the calculated amount of damage. In cases of damage in the household of the host family, third-party professional liability and bad debt insurance, an excess of 10%, of at least 200 euros, will be deducted from the calculated amount of damage.

Accident insurance (Additional package)

What's covered
In case of disability
In case of disability	€ 60.000
For disability, if no helmet was worn in a motorbike, quad bike or scooter accident
For disability, if no helmet was worn in a motorbike, quad bike or scooter accident	€ 30.000
In the event of an adult death
In the event of an adult death	€ 20.000
In the event of a death for children up to 18 years of age
In the event of a death for children up to 18 years of age	€ 10.000
In case of death, if no helmet was worn in a motorbike, quad bike or scooter accident
In case of death, if no helmet was worn in a motorbike, quad bike or scooter accident	€ 10.000
For costs of cosmetic surgery
For costs of cosmetic surgery	€ 10.000

Travel health insurance for foreign guests

Health insurance for guests

Your benefits

Tariff overview

Premium per day at age 59

Key insurance benefits

Frequently asked questions

Documents for download

Insurance conditions

Information sheets

Insurance conditions

Information sheets

Book online

Incoming Basic

Incoming Profi

Travel health insurance for foreign guests

Health insurance for guests

Your benefits

Tariff over­view

Premium per day at age 59

Key insurance benefits

Frequently asked questions

Docu­ments for down­load

Insurance conditions

Information sheets

Insurance conditions

Information sheets

Book online

Incoming Basic

Incoming Profi

Tariff overview

Documents for download