Schengen Visa Insurance

Officially recognized Schengen Visa Insurance for the Netherlands

When inviting a guest from a country that requires a visa for the Netherlands or elsewhere in Europe, officially recognized health insurance is a legal requirement. The Schengen Visa Insurance has been specifically developed to comply with all EU directives. With this insurance, your guest is guaranteed excellent care, and you immediately fulfill the mandatory proof of insurance required for visa applications at embassies or consulates.

Tariff overview

	Basic	Pro
Travel health insurance	Comprehensive coverage	Complete coverage
Additional package
Emergency assistance	Applicable	Applicable
Baggage insurance	Applicable	Applicable
Liability insurance	Applicable	Applicable
Accident insurance	Applicable	Applicable
Sample premium	€ 1.75 Health insurance € 0.60 Additional package(per day at age 59) Calculate premium	€ 2.69 Health insurance € 0.60 Additional package(per day at age 59) Calculate premium

What´s covered	Basic	Profi
Outpatient medical treatments
Outpatient medical treatments	Applicable	Applicable
Clinical medical treatments
Clinical medical treatments	Applicable	Applicable
Ambulance
Ambulance	Applicable	Applicable
Rehabilitation
Rehabilitation	Applicable	Applicable
Psychoanalytic or psychotherapeutic treatments, maximum per insurance year
Psychoanalytic or psychotherapeutic treatments, maximum per insurance year	Not applicable	€ 1.000
Sick visit, up to 10 hotel nights, maximum
Sick visit, up to 10 hotel nights, maximum	Not applicable	€ 1.000
Dental treatments
Dental treatments	€ 250	€ 750
Dental reimbursement due to accident
Dental reimbursement due to accident	€ 500	€ 2.000
Dental reimbursement by 50% of the recoverable invoice amount, in total for the contract term
Dental reimbursement by 50% of the recoverable invoice amount, in total for the contract term	Not applicable	€ 2.000
Medicines and dressings
Medicines and dressings	80 %	Applicable
Medicines: Radiation, light and other physical therapies
Medicines: Radiation, light and other physical therapies	Applicable	Applicable
Medicines: Massages, packs, inhalations, physiotherapy
Medicines: Massages, packs, inhalations, physiotherapy	Not applicable	Applicable
Resources: Aids due to accident
Resources: Aids due to accident	Applicable	Applicable
Assistive devices: Repairs of existing aids per insurance year
Assistive devices: Repairs of existing aids per insurance year	Not applicable	€ 500
Medical treatment related to the consequences of a miscarriage as well as the cost of abortion
Medical treatment related to the consequences of a miscarriage as well as the cost of abortion	Applicable	Applicable
Obstetric costs and costs of necessary medical treatment for premature births
Obstetric costs and costs of necessary medical treatment for premature births	Applicable	Applicable
Medical repatriation, transfer, burial
Medical repatriation, transfer, burial
Medical repatriation including transport costs for an accompanying person
Medical repatriation including transport costs for an accompanying person	€ 20.000	Applicable
Transfer or burial abroad up to and including the amount of transfer costs
Transfer or burial abroad up to and including the amount of transfer costs	€ 20.000	Applicable
Search, rescue and salvage costs
Search, rescue and salvage costs	€ 5.000	€ 5.000
Renewal of insurance cover
Renewal of insurance cover
Extension of insurance cover up to and including restoration of transportability
Extension of insurance cover up to and including restoration of transportability	Applicable	Applicable

What´s covered

Basic

Profi

Outpatient medical treatments

Clinical medical treatments

Ambulance

Rehabilitation

Psychoanalytic or psychotherapeutic treatments, maximum per insurance year

€ 1.000

Sick visit, up to 10 hotel nights, maximum

€ 1.000

Dental treatments

€ 250

€ 750

Dental reimbursement due to accident

€ 500

€ 2.000

Dental reimbursement by 50% of the recoverable invoice amount, in total for the contract term

€ 2.000

Medicines and dressings

80 %

Medicines: Radiation, light and other physical therapies

Medicines: Massages, packs, inhalations, physiotherapy

Resources: Aids due to accident

Assistive devices: Repairs of existing aids per insurance year

€ 500

Medical treatment related to the consequences of a miscarriage as well as the cost of abortion

Obstetric costs and costs of necessary medical treatment for premature births

Medical repatriation, transfer, burial

Medical repatriation including transport costs for an accompanying person

€ 20.000

Transfer or burial abroad up to and including the amount of transfer costs

€ 20.000

Search, rescue and salvage costs

€ 5.000

Renewal of insurance cover

Extension of insurance cover up to and including restoration of transportability

What's covered
Own risk
Own risk	without
Repatriation costs to country of origin in case of illness of family members, per insurance year
Repatriation costs to country of origin in case of illness of family members, per insurance year	€ 1.000
In case of trip cancellation or delayed return (advance payment for additional costs)
In case of trip cancellation or delayed return (advance payment for additional costs)	Applicable
Financial assistance (loan) for detention and imminent detention
Financial assistance (loan) for detention and imminent detention	€ 2.500
Financial assistance (loan) on bail
Financial assistance (loan) on bail	€ 15.000
Kidnapping (loan)
Kidnapping (loan)	€ 15.000
Dental treatments
Dental treatments	€ 500
Loss of means of payment while travelling (loan)
Loss of means of payment while travelling (loan)	€ 500
Credit and debit card loss support
Credit and debit card loss support	Applicable
Assistance with lost travel documents
Assistance with lost travel documents	Applicable
Assistance with rebooking/delays
Assistance with rebooking/delays	Applicable
Cost of search, salvage or rescue operations
Cost of search, salvage or rescue operations	€ 5.000
Reimbursement of telephone expenses
Reimbursement of telephone expenses	€ 100
Costs for repatriation of luggage
Costs for repatriation of luggage	Applicable
Travel call
Travel call	Applicable

What's covered

Own risk

without

Repatriation costs to country of origin in case of illness of family members, per insurance year

€ 1.000

In case of trip cancellation or delayed return (advance payment for additional costs)

Financial assistance (loan) for detention and imminent detention

€ 2.500

Financial assistance (loan) on bail

€ 15.000

Kidnapping (loan)

€ 15.000

Dental treatments

€ 500

Loss of means of payment while travelling (loan)

€ 500

Credit and debit card loss support

Assistance with lost travel documents

Assistance with rebooking/delays

Cost of search, salvage or rescue operations

€ 5.000

Reimbursement of telephone expenses

€ 100

Costs for repatriation of luggage

Travel call

What's covered
General sum insured
General sum insured	€ 2.000
Own risk
Own risk	€ 50
Insured events:
Insured events:
Theft
Theft	Applicable
loss of or damage to the travel baggage
loss of or damage to the travel baggage	Applicable
Insured amounts:
Insured amounts:
Entertainment electronics and electronic devices (not used for professional purposes)
Entertainment electronics and electronic devices (not used for professional purposes)	€ 500
Mobile phones, smartphones
Mobile phones, smartphones	€ 400
Valuables, photographic and film equipment
Valuables, photographic and film equipment	€ 1.000
Money and traveller's cheques
Money and traveller's cheques	€ 250
Spectacles, contact lenses, hearing aids, musical instruments
Spectacles, contact lenses, hearing aids, musical instruments	€ 250
Golf and diving equipment, bicycles, each with accessories
Golf and diving equipment, bicycles, each with accessories	€ 1.000
Cost of necessary replacement purchases in case of delayed delivery of travel baggage
Cost of necessary replacement purchases in case of delayed delivery of travel baggage	€ 500

What's covered

General sum insured

€ 2.000

Own risk

€ 50

Insured events:

Theft

loss of or damage to the travel baggage

Insured amounts:

Entertainment electronics and electronic devices (not used for professional purposes)

€ 500

Mobile phones, smartphones

€ 400

Valuables, photographic and film equipment

€ 1.000

Money and traveller's cheques

€ 250

Spectacles, contact lenses, hearing aids, musical instruments

€ 250

Golf and diving equipment, bicycles, each with accessories

€ 1.000

Cost of necessary replacement purchases in case of delayed delivery of travel baggage

€ 500

What's covered
Bodily injury
Bodily injury	€ 2.500.000
Material damage
Material damage	€ 2.500.000
Rental property damage
Rental property damage	€ 25.000
Damage in the host household
Damage in the host household	€ 25.000
Liability claims due to work as an au pair
Liability claims due to work as an au pair	€ 2.500.000
Loss of key
Loss of key	€ 250
Financial disadvantages
Financial disadvantages	€ 10.000
Legal professional liability
Legal professional liability	€ 25.000
Insurance against bad debts
Insurance against bad debts	€ 10.000
Reimbursement of litigation costs
Reimbursement of litigation costs	Applicable
Own risk
Own risk
In cases of rental object damage, a deductible of 20%, of at least 50 euros, shall be deducted from the calculated amount of damage. In cases of damage in the household of the host family, third-party professional liability and bad debt insurance, an excess of 10%, of at least 200 euros, will be deducted from the calculated amount of damage.
In cases of rental object damage, a deductible of 20%, of at least 50 euros, shall be deducted from the calculated amount of damage. In cases of damage in the household of the host family, third-party professional liability and bad debt insurance, an excess of 10%, of at least 200 euros, will be deducted from the calculated amount of damage.

What's covered

Bodily injury

€ 2.500.000

Material damage

€ 2.500.000

Rental property damage

€ 25.000

Damage in the host household

€ 25.000

Liability claims due to work as an au pair

€ 2.500.000

Loss of key

€ 250

Financial disadvantages

€ 10.000

Legal professional liability

€ 25.000

Insurance against bad debts

€ 10.000

Reimbursement of litigation costs

Own risk

In cases of rental object damage, a deductible of 20%, of at least 50 euros, shall be deducted from the calculated amount of damage. In cases of damage in the household of the host family, third-party professional liability and bad debt insurance, an excess of 10%, of at least 200 euros, will be deducted from the calculated amount of damage.

What's covered
In case of disability
In case of disability	€ 60.000
For disability, if no helmet was worn in a motorbike, quad bike or scooter accident
For disability, if no helmet was worn in a motorbike, quad bike or scooter accident	€ 30.000
In the event of an adult death
In the event of an adult death	€ 20.000
In the event of a death for children up to 18 years of age
In the event of a death for children up to 18 years of age	€ 10.000
In case of death, if no helmet was worn in a motorbike, quad bike or scooter accident
In case of death, if no helmet was worn in a motorbike, quad bike or scooter accident	€ 10.000
For costs of cosmetic surgery
For costs of cosmetic surgery	€ 10.000

What's covered

In case of disability

€ 60.000

For disability, if no helmet was worn in a motorbike, quad bike or scooter accident

€ 30.000

In the event of an adult death

€ 20.000

In the event of a death for children up to 18 years of age

€ 10.000

In case of death, if no helmet was worn in a motorbike, quad bike or scooter accident

€ 10.000

For costs of cosmetic surgery

€ 10.000

Frequently asked questions

For whom is the Travel health insurance for foreign guests?

For temporary visitors in the Netherlands up to 74 years

How can I take out my insurance for temporary stay in the Netherlands?

This can easily be done online

What is the difference between the Basic and Profi tariff?

Choice between comprehensive cover or full cover

What should I do if I have damage or want to make a claim?

In case of an emergency, call our 24/7 emergency number.

How much does the insurance for temporary stay in the Netherlands cost?

You can get the insurance from € 1.75 per day

Am I also insured for my personal belongings?

Choose the additional package for this

Is my insurance valid if I travel to other countries?

Yes there is coverage within the European Union & Schengen

Do I have to pay a deductible?

No, we do not apply a deductible in medical coverage

Did you know? Facts about Schengen Visa Insurance

Guaranteed coverage

IND acceptance

Insurance not required?

Guaranteed coverage according to strict EU standards

A valid Schengen visa is only granted if the insurance meets three core conditions: a minimum coverage of € 30,000 validity throughout the entire Schengen Area, and full coverage for repatriation due to medical reasons. Our insurance covers these requirements comprehensively as standard. Should the visa be denied before the insurance takes effect, we offer the security that the paid premium will be refunded (subject to terms), ensuring you run no financial risk.

Immediate acceptance by the IND and embassies

Applying for a Short Stay Visa (up to 90 days) or a Provisional Residence Permit (MVV) requires conclusive documentation. Our insurance is internationally recognized by the Immigration and Naturalisation Service (IND) and all European diplomatic posts. This speeds up the process for family visits, tourism, or business stays across the Schengen Zone. If the visa is unexpectedly rejected, we will refund your premium in most cases.

When is Schengen insurance not required?

In some situations, taking out a new insurance may be unnecessary. For example, if the health insurance in the country of origin already meets Schengen standards. In this case, the guest must be able to provide an English statement from their insurer explicitly mentioning the €30,000 coverage and repatriation. Guests arriving from other EU countries, or countries like Norway and Switzerland, are typically covered by their EHIC (European Health Insurance Card). However, be aware that foreign health insurance is often scrutinized more strictly than a recognized European insurance.

Schengen Visa Insurance

Health insurance for visitors

Officially recognized Schengen Visa Insurance for the Netherlands

Tariff overview

Key insurance benefits

Frequently asked questions

Did you know? Facts about Schengen Visa Insurance

Guaranteed coverage according to strict EU standards

Immediate acceptance by the IND and embassies

When is Schengen insurance not required?

Documents for download

Insurance conditions

Information sheets

Insurance conditions

Information sheets

Book online

Incoming Basic

Incoming Pro

Schengen Visa Insurance

Health insurance for visitors

Officially recognized Schengen Visa Insurance for the Netherlands

Tariff over­view

Key insurance benefits

Frequently asked questions

Did you know? Facts about Schengen Visa Insurance

Guaranteed coverage according to strict EU standards

Immediate acceptance by the IND and embassies

When is Schengen insurance not required?

Docu­ments for down­load

Insurance conditions

Information sheets

Insurance conditions

Information sheets

Book online

Incoming Basic

Incoming Pro

Tariff overview

Documents for download